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Steve Long asked:


Do you absolutely charge mobile phone insurance? The acknowledgment depends, of course, on a amount of altered factors including which adaptable you accept and how acceptable you are to lose or accident your adaptable - not to acknowledgment how abounding mobiles you’re talking about.

If you favor top of the band contemporary models, or accept accouchement who do, mobile phone insurance could be a advantageous investment. That doesn’t mean, however, that you charge to pay over the insurance for it. There are abounding analytic priced options for mobile phone insurance cover.

Why insure my mobile phone?

I’m consistently careful, you ability be thinking. “I will not leave it behind anywhere.” According to endure year’s abomination statistics, there are over 10,000 mobile phones stolen in the UK each month. Another 3,500 or so get larboard abaft on buses and trains or in cafes, and an around 1,200 cases are dropped. In all, about 15,000 mobile phones are appear lost, stolen or damaged anniversary and every month.

And the cost can put quite a dent in your budget. While you may have got your mobile free with your phone plan, the phone companies won’t replace your mobile for free or for 9.95. If you want to continue using your contract minutes - and you will be responsible for paying out the remainder of your contract - you’ll need to fork out the full price for a replacement phone. In addition, you could be liable for any call charges if your mobile was used before it’s loss is discovered. The cost of losing your mobile phone can easily top ?00. Have you got a spare ?00 sitting around?

Do I really need mobile phone insurance?

Perhaps not. Mobile phone insurance can cost you anywhere from 5 to 50 annually, depending on the insurance carrier that you choose. If you can reasonably replace your mobile phone for less than that, then mobile phone insurance is probably not a worthwhile expense for you. If you hae a replacement phone - perhaps left since your last upgrade - and your mobile provider still supports it, you may be fine without mobile insurance. In most cases, though, you’ll find that it can be worth the expense - especially if you shop around for competitively priced mobile phone insurance.

Tips for getting the best value mobile phone insurance

1. Don’t automatically accept mobile phone insurance when you buy your mobile. Those tend to be the priciest premiums of all.

2. If the salesperson or web site promises “Free Mobile Insurance” with all phones or with selected phones, be sure to check the details. In many cases, the cover is free for the first month. After the first month of cover, the regular premium will be tacked onto your mobile account charges, where you may not even realize you’re paying it.

3. Speaking of not realizing - are you already covered? If you’ve had the phone a bit and are just now thinking of insuring it, check the itemized details for your last account statement to be sure you’re not already paying for insurance.

4. Shop around the independent insurers. You can get economy cover for a mobile worth up to ?50 for as little as ?.49 per month - less than half what most of the major insurers are charging.

5. Consider an increase to your home and contents cover if you have many electronic and mobile devices that you carry with you. You can extend your contents insurance to cover your mobile devices, including your phone, PDA, PSP and other electronics when you take them out of your home.

6. Got a family of mobiles? Nearly 80% of the phones reported stolen or lost belong to teens. If you’re insuring more than one phone, look for a company that will cover multiple mobiles on one policy.

Astin Sharon asked:


Gone are the days when people used to find mobile phones an expensive affair. As with the advancement of the telecommunication sector, different mobile phone manufacturers have come into existence, thus making the mobile phone market competitive. This has resulted in lowering of the mobile phone prices. Earlier the cost of mobile phone was so huge that only the elite class can think of buying them. However now mobile phone has become a necessity of every human being as it is one of the most important medium of communication.

To find cheap mobile phones, internet acts as the perfect medium. Internet provides different websites which cater to the mobile phone market. Such websites offer mobile phones of all recognized brands and also offer best mobile phone deals. T mobile phone, 3 mobile phone, contract mobile phone and payg mobile phone deals are also on offer by such websites. The main motive of such websites is to provide enormous variety of mobile phones to enable consumers to select any one depending upon their requirement and budget.

If you think that online websites on mobile phones are only meant for the financially well off people then you are highly mistaken as contract mobile phone deals act as the perfect option for the budget conscious people. Online websites allows you to visualize the features of all the new mobile phones which give you a fair idea whether to go for that particular mobile phone or not.

Mobile phones come equipped with varied features but many a times you are not able to know the complete features and end up in buying a mobile phone short of some important functions. To avoid such condition, it is really important to know everything about the mobile phone you are planning to purchase. This can be provided to you by websites totally dedicated to the telecom sector. To access information on cheap mobile phones and other best deals then www.buy-phones.co.uk is one of the most renowned and respected website providing a complete host of mobile phone deals for every individual.

Many mobile phones of different brands are on offer on online websites like Nokia, Samsung, Motorola, LG, and many more. One of the other benefits of buying mobile phones from online websites is that they also offer discounts and special festive offers on mobile phones thus making you spend less for your favorite handset. Some websites even provide gifts with the purchase of mobile phones.

Some people think that buying cell phones online is not a good practice and often fake websites don’t fulfill their promise by shipping the mobile at your door step. This may be true for some of the fake websites however one should be careful while buying online.

The best practice is to buy from credible and recognized website which is known for its quality and reliability.

Online websites with their graphics and complete information about each handset give consumers an opportunity to thoroughly look at the handset which helps in deciding whether to go for that specific handset or not. General information like handset weight, dimensions, color, display, memory, ring tones, connectivity and other minor information are provided by mobile phone websites.

Chuck Stone asked:


With all the cell phone providers available and all the cell phones plan; how does one know what to look for when deciding to get new phone service? This article is geared towards providing useful information on cell phones plan that can help you and your family save money every month.

Chances are if you are like most people you have a cell phone. Almost everyone nowadays has a cell phone. However with all the people who have a mobile phone; all the cell phones plan vary from one plan to another. Yes even if you do not plan on talking on your phone for more than a couple hours per month; or if you have a personal business that requires you use your phone constantly you can find almost any kind of reputable cell phone provider who will be able to fit your needs and your budget.

Many people seem to not be able to leave their homes with their phones; as a matter of fact if they do find themselves without it, they feel lost. As a matter of fact more and more people are doing away with their land lines are just using their cell phones. After all why would you want to pay for two phones; when you can find several cell phones; plan that can provide you with better coverage than a land line.

A decade ago this would have never happened. Many households had a land line; however today it is common for at least 3 out of 5 households to only have mobile service. However before you go cutting off your land line coverage there are some things you want to consider when choosing to go wireless completely.

When choosing a cell phone provider find one that provides great coverage. Chances are if you live in the country you may have several dealers. With over 140 million cell phones in this country you can choose to use it as your main number. As a matter of fact when people are asked for their number; 18% of them give out their cell numbers.

Yes you can find the right coverage so you can use your mobile phone for all your calls. You may even discover that with the right cell phone plan; you can save money just by cutting off your land line coverage. If you are looking for some of the latest phones that are available to people; you can easily find some of the phones for very little money. Sometimes some companies will provide promotions that will enable you to get your phones for free. You can easily see how this can save you money over time and provide you and your family with the best coverage and the right plans without spending a lot of money.

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